FREE · CONFIDENTIAL · NO OBLIGATION

Your first step toward financial freedom starts here.

Thousands of families just like yours have used TFF to eliminate their debt — without bankruptcy, without ruining their credit permanently, and without years of struggle. Your path starts with one free call.
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Accredited, verified, and trusted by families across the US since 2008.

Here is exactly what happens when you reach out

1

We call you within 1 business day

A dedicated debt relief consultant will call you at the number you provide. The call typically takes 15–20 minutes. It is completely confidential, pressure-free, and non-binding. You are under no obligation to proceed. You can ask any questions you have — there are no wrong questions.
2

We review your situation together

Your consultant will listen to your specific situation — how much you owe, to whom, and what you have tried so far. Based on this, they will walk you through a custom program designed around your current income and financial situation. You will see the exact numbers: how much you could save, what your monthly payment would be, and how long the program would take.
3

You decide. No pressure, ever.

After the consultation, the decision is entirely yours. If the program is a good fit, your consultant will guide you through next steps. If it is not the right time, that is completely fine — there is no pressure and no follow-up you have not asked for. We are here to help, not to sell.
Find out how much
you could save
A consultant will call you within 1 business day — no pressure, no obligation.
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What happens next?

We call you within 1 business day

A dedicated consultant will call you to review your situation. The call is confidential, pressure-free, and non-binding. You decide whether to proceed.

We build your custom plan

Because every client has a different circumstance, each program is custom tailored to address specific needs — including one simple monthly payment based on your current financial situation.

We negotiate, you approve

All clients have the right to confirm or deny any settlement proposed. During the entire process clients have online access 24 hours per day to review their transaction history.

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(866) 760-8019
Mon–Fri · 9am–6pm EST
Families just like yours have been where you are
"I was so nervous to call. They have been super helpful and kind — they answer all my questions and I can tell they are really working for me."
Jessica H.
"TFFUSA was a Godsend for me. Very helpful staff and you will not be left guessing what's next — they tell you how it works and provide your target date. They actually saved my career."
Residentura F.
"This is the best company you could ever work with to get your credit card balance down. They explained every step of the process so clearly that I was very comfortable putting my financial needs in their hands."
Penny P.

Still not sure?
Here is what you should know.

You are not committing to anything by calling.

The free consultation is exactly that — free and without obligation. You will hear your options clearly explained. If TFF is not the right fit for your situation, your consultant will tell you that honestly. We have been accredited with the BBB since 2008 because we operate that way.

Your information stays private.

Unlike bankruptcy, which becomes a matter of public record, everything about your debt settlement program is completely confidential. Your name, your debts, and your financial situation are never shared or made public.

This is not bankruptcy.

Debt settlement and bankruptcy are two very different things. Bankruptcy can remain on your credit report for up to 10 years and can affect employment, housing, and more. Our program is a private negotiation on your behalf — and many clients see their credit scores begin to recover once their debts are fully resolved.

There is no minimum debt amount to qualify.

We work with clients across a wide range of debt levels. The free consultation will tell you clearly whether our program is a good match for your specific situation — before you make any decision.

No commitment. Free. Confidential.

Take the first step today.

A 15-minute call could change everything. Join 1,000+ families who found their path to financial freedom with TFF.
Request Free Consultation
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